You did the responsible thing and called a ride instead of driving. Now you are injured, and the first question everyone asks you is which insurance you have, when you may not even own a car. Our Boca Raton rideshare accident attorneys at Felice Trial Attorneys sort out who pays, deal with the insurers, and pursue the full value of your injuries.
We represent passengers, drivers, cyclists, and pedestrians hurt in Uber and Lyft crashes throughout Boca Raton and Palm Beach County. Call (561) 444-8822 anytime for a free case review.
Do You Need an Uber or Lyft Accident Lawyer in Boca Raton?
Yes, if you were injured, because rideshare claims involve layers of insurance that ordinary car accident claims do not. Several carriers may be involved at once, and each has a reason to argue that a different policy should pay.
You especially need a lawyer if you were a passenger, if you do not carry your own auto insurance, or if the injuries required imaging, physical therapy, or time off work. The consultation is free.
Where Do Rideshare Crashes Happen in Boca Raton?
Most happen in the evening, on the roads that connect Boca's dining, shopping, and campus areas. Rideshare demand here peaks at night, which is also when the roads carry the highest share of impaired and distracted drivers.
Common patterns we see:
- Mizner Park and the downtown dining area, where pickups happen at crowded curbs late at night
- Town Center and the Glades Road corridor, with heavy turning traffic and busy plaza exits
- Around Florida Atlantic University, where student riders travel between campus, housing, and nightlife
- I-95 ramps, where merging at speed turns a small mistake into a serious injury
The timing matters legally. A late-night crash is more likely to involve an impaired driver, which changes both the evidence we gather and the potential value of the claim.
What If You Do Not Own a Car and Have No Insurance?
You can still recover, and this is more common in Boca than people think. Many students and young riders use Uber and Lyft precisely because they do not own a vehicle, which means they have no Personal Injury Protection, or PIP, of their own.
Florida's no-fault system normally routes your first medical bills through your own PIP under Fla. Stat. 627.736. When you have no policy, coverage generally depends on your household and the vehicle you were in.
Two paths usually come into view:
- A resident relative's policy. If you live with a family member who carries PIP, that coverage may extend to you even though the car is not yours.
- Coverage tied to the crash itself. Where no household PIP exists, an injured passenger may look to other available coverage connected to the vehicle or the at-fault driver.
This is fact-specific and depends on policy language, so it is worth having someone review every policy that could touch your claim before you assume you are on your own.
Not sure what coverage you have, or whether you have any? Call (561) 444-8822. The review is free.
Who Pays After an Uber or Lyft Accident in Florida?
It depends on the driver's app status at the moment of the crash. Florida requires Uber and Lyft to carry up to $1 million in liability coverage once a driver has accepted a ride or has a passenger aboard, and far less while the driver is only logged in and waiting.
These rules come from Fla. Stat. 627.748, which governs transportation network companies, or TNCs. For the full breakdown of each coverage layer, see our West Palm Beach page explaining how Florida's rideshare insurance periods work.
What If the Other Driver Was Drunk?
It can strengthen your claim significantly. Evidence of impairment supports a finding of clear fault, and it can open the door to additional damages beyond ordinary negligence in some cases.
Late-night Boca crashes make this a real issue. If police conducted a breath test, made an arrest, or noted impairment in the report, that documentation becomes central evidence. It also matters where the driver had been drinking, since a bar or restaurant that overserved a visibly impaired person may share responsibility in certain circumstances.
Preserving this evidence quickly matters, because bar records and video are often overwritten within weeks.
What to Do After a Rideshare Crash in Boca Raton
Get medical care first, then preserve the proof of your trip before it disappears from the app. Injuries like concussions frequently surface days later, and gaps in treatment are used by insurers to argue you were not really hurt.
- Screenshot the ride in the Uber or Lyft app, including driver name and trip time
- Call the police so an official crash report exists
- Photograph the vehicles, the scene, and your injuries
- Get contact information for witnesses, who scatter fast at night
- Do not give a recorded statement to any insurer before speaking with a lawyer
Why Boca Raton Clients Choose Felice Trial Attorneys
A lot of the people who call us after a Boca crash are young, do not own a car, and have never made an insurance claim in their lives. We explain the process in plain language, chase down coverage they did not know existed, and deal with the adjusters so they can go back to class or work. Calls come in at odd hours here, which is why someone is always reachable.
About Timothy C. Felice, Founder and Lead Trial Attorney
Tim Felice founded the firm and has spent his career on serious injury claims, with particular focus on brain injuries, where symptoms are easy for an insurer to dismiss in a young, otherwise healthy client. He has practiced in Florida since his 2005 Bar admission and earned his law degree at Nova Southeastern University's Shepard Broad Law Center, not far from Boca. He knows how quickly a concussion gets written off as nothing when the person walked away from the car.
Our Results
We have recovered more than $85 million for injured clients across our practice areas. Every case turns on its own facts, so prior results do not guarantee a similar outcome. The point is not the total, it is that we do not treat a young client's injury as automatically minor because they were healthy the day before.
Frequently Asked Questions
I did not go to the hospital that night. Can I still bring a claim?
Usually yes, though it makes the claim harder. Insurers argue that anyone truly hurt would have gone immediately, so get evaluated as soon as you can and be honest about the delay. Florida generally gives you two years from the crash to file, shortened from four years in 2023.
What is my Boca Raton rideshare claim worth?
It depends on your injuries, future medical needs, lost income, and fault. Serious claims are worth considerably more than a first offer, which rarely accounts for future treatment or pain and suffering. A free review gives you a realistic range rather than a guess.
Can I be blamed for the crash as a passenger?
Almost never. Passengers have no control over the vehicle, so fault is essentially never assigned to them. Florida does reduce recovery by a person's share of blame, and bars it above 50%, but that analysis rarely affects someone riding in the back seat.
What does a rideshare accident lawyer cost in Boca Raton?
Nothing upfront. We work on a contingency fee basis, meaning you pay no attorney fee unless we recover for you, and your first consultation is free. There is no cost to learn where your case stands.
Do you handle cases in other parts of Palm Beach County?
Yes. We serve injured people throughout the county, including Palm Beach Gardens, West Palm Beach, and the western communities, and we take cases statewide when the facts call for it.
Can I sue if I was hurt in an Uber as a college student with no insurance?
Yes. Not having your own auto policy does not prevent you from bringing a claim against the at-fault party. It mainly affects how your earliest medical bills get paid, and there are often other policies available, so it is worth having your situation reviewed before you assume nothing applies.
What happens if the rideshare driver was drinking?
The claim generally becomes stronger. Impairment is powerful evidence of fault, and it may support additional damages depending on the facts. Police reports, arrest records, and any testing become key evidence, which is one reason to involve a lawyer while that record is still fresh.
Will my medical bills be paid while my case is pending?
Often yes, through available insurance or arrangements with providers who agree to wait for payment from the eventual recovery. You should not delay treatment because of cost concerns, since gaps in care hurt both your health and your claim.
Q: Do I have to talk to the rideshare company's insurance adjuster?
You are not required to give a recorded statement, and you generally should not before getting legal advice. Adjusters are trained to gather statements that limit what the company pays. It is reasonable to say you will have your attorney follow up.
Not Sure You Even Have a Case? Ask.
Plenty of people call us convinced they have no claim because they have no insurance of their own. Often they are wrong. The call is free, it takes a few minutes, and we will tell you honestly either way.
Call (561) 444-8822, available 24/7, or visit us at 3 Harvard Circle, West Palm Beach, FL 33409.
This page is provided for general informational purposes only and does not constitute legal advice. Reading this page or contacting Felice Trial Attorneys does not create an attorney-client relationship. Every case is unique, and prior results do not guarantee or predict a similar outcome in any future case. Case result figures reflect gross recoveries across multiple matters and do not reflect the net amount received by any individual client after fees and costs. Insurance coverage outcomes depend on the specific language of the policies involved and the facts of each claim. Florida statutes, deadlines, insurance requirements, and procedures referenced here are subject to change, and you should consult a licensed Florida attorney about the specific facts of your situation. Florida's statute of limitations is strict, and missing it may bar your recovery.