Workers’ compensation is a state-run program designed to provide protection for injured workers. The main purpose of workers’ compensation is to ensure employers provide care to workers who are injured or ill.
If you are injured on the job, your employer is required to provide you medical care and treatment. Injuries that prevent you from working require an employer to cover your lost wages, too. If you are unable to return to work, your employer may have to provide you a claim settlement, too.
You must meet certain requirements to receive these benefits. The first of these requirements is that the employer must be required by the State of Florida to carry workers’ compensation insurance. This is required for employers with five or more employees. Also, your injury had to have occurred during the scope of your employment. The employer must be notified of the injury within 30 days after it occurred for you to be eligible for benefits.
If you work as a delivery driver and you are involved in an accident, you may wonder if you should file a claim to receive workers’ compensation benefits or to receive personal injury benefits. This decision will depend on the facts of your case.
If you are involved in an accident with another driver, you can file a personal injury claim against that person. You can also file this claim against your employer. However, if there is no other car involved in your accident, the option is limited to a workers’ compensation claim, which means bringing the action against your employer.
The main reason that employers are required to provide workers’ compensation insurance to employees is to protect their business from a personal injury suit and to make sure employees can receive the treatment needed to fully recover.
If you are a delivery driver, the facts of your case are going to dictate if you have a personal injury case or if the accident is limited to just the workers’ compensation system.
No matter the extent of your injuries, if you were injured while delivering goods to a business customer, you have the right to receive some type of compensation. Because this is highly dependent on the facts of your case, it’s best to talk to an attorney. They can review your situation and provide advice and insight regarding what option makes the most sense and which one will lead to the most compensation for the injuries and damages you suffered.
Unfortunately, there’s no concrete way to answer this question without discussing the specifics of the case with an attorney. If you have questions or if you want to get started, contact Felice & Ehrlich Attorneys at Law at (561) 444-8822.
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